This could lower health insurance premiums overall but make it more difficult for lower-income individuals and those with pre-existing conditions to afford health insurance.
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Starting this year as a result of health reform, children with pre-existing conditions can no longer be denied health insurance coverage.
It bars discrimination and pre-existing conditions from precluding health care coverage.
This plan provides coverage for individuals with pre-existing conditions with funds from health care reform.
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The insurance industry, in failing to make sure that "innocent" patients with pre-existing conditions can get affordable individual health insurance on the open market, has in a way brought reform upon itself.
In place of creating a national health system, the law bans insurance companies from denying coverage to people with pre-existing medical conditions, bars insurers from setting a dollar limit on health coverage payouts and requires them to cover preventive care at no additional cost to consumers.
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The provision that would matter most to people, he says, won't kick in until 2014 -- when 30 million people would be able to get health care without being denied insurance due to pre-existing conditions.
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The act requires that health insurance companies not use underwriting to avoid insuring people likely to have health problems or with pre-existing conditions.
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He noted that the plan meets the broad goals he has set, such as prohibiting the denial of health coverage due to pre-existing conditions.
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When pollsters pointed out to those who favored repeal that the loss of the legislation would mean once again permitting insurance companies to exclude people with pre-existing conditions from the opportunity to get health coverage , over one half of those who favored repeal instantly changed there minds.
Both parties agree on major aspects of health care reform, including a halt to insurance company practices of denying coverage for pre-existing conditions and capping the annual out-of-pocket expenses of consumers for health care.
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Patients with pre-existing medical conditions have also been able to obtain health insurance since the passage of the law.
Both presidential candidates, for example, spar over whether and to what extent health insurance programs should cover pre-existing conditions.
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The mandate is seen as necessary if insurance companies will be required to guarantee issue of health insurance policies and cover pre-existing conditions.
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On the other hand, low-income individuals, young adults under the age of 26, and those with pre-existing conditions could all have more trouble affording health insurance coverage.
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Speaking at the Value Voters Summit today, Baptist minister turned politician turned talk show host, Mike Huckabee, denounced the notion of providing health insurance to people with pre-existing conditions.
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Coverage for Americans with Pre-Existing Conditions: A major impact of the Court's decision is that 129 million people with pre-existing conditions will have the security of affordable health coverage.
However, Medicare does not ration based on pre-existing conditions and cannot turn down applicants based on health history.
Romney said his health care proposals include protections for pre-existing conditions.
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Uninsured Americans were to gain coverage through an expansion of Medicaid, mandates on insurance providers that they offer coverage to those with pre-existing conditions, and rules requiring employers to offer health insurance to their employees.
It is one of only two workable solutions to providing health care coverage to those with pre-existing medical conditions and the only one that would leave insurance coverage in the hands of the private market.
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Moreover, private insurers competing for seniors under this reform would be required to take all that chose them, at standard market rates, regardless of age or health condition, with no exclusions for pre-existing conditions.
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The law establishes a staged series of reforms over several years, including banning insurance companies from denying coverage to people with pre-existing conditions, forbidding insurers from setting a dollar limit on health coverage payouts, and requiring them to cover preventative care at no additional cost to consumers.
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Yet health insurers are unwilling, with the exception of pre-existing conditions, to take on this practice.
To make these protections affordable, people with and without pre-existing conditions should be insured, since everyone at some time needs health care.
And what about people who want to buy health insurance but are blocked from doing so because of pre-existing conditions.
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Individuals with expensive pre-existing conditions will be able to obtain coverage at premiums substantially below their health care expenditures, and thus have a powerful incentive to obtain insurance even without that mandate.
These and other measures will ensure every American, regardless of income, regardless of where they choose to live, regardless of pre-existing conditions or past illness, will have access to affordable, quality health care.
"Obamacare is extremely problematic" she declared, expressing concerns about unintended costs and then pivoting to praise popular provisions such as an end to the exclusion of people with pre-existing conditions and the allowance for children to stay on their parents' health care plans until 26.
When the numbers are broken down, it turns out that 61% favor the part of the legislation that prohibits insurers from dropping people when they get sick while 64% like the parts that stop private health insurance companies from denying coverage to those who have pre-existing conditions.
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