Your old IRA accounts list your ex-spouse as primary beneficiary because you never removed his or her name.

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The spouse is often both the executor and primary beneficiary of the estate.

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Say you've named your older child primary beneficiary of one rollover IRA and your younger child primary beneficiary of another.

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Choate suggests this alternative: Name your spouse as primary beneficiary of your IRA and your credit shelter trust as the contingent beneficiary.

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Microsoft has been the primary beneficiary from solid PC market growth in the past along with Dell, Hewlett-Packard and Apple.

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The standard beneficiary form that you fill out when you open the account usually only requires that you name a primary and a secondary beneficiary.

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Make sure that beneficiary designation forms, which cover retirement assets, name both primary and alternate beneficiaries.

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