If you do not already have this knowledge, I suggest you read one of the many Options Primers available in print or online.

FORBES: Sailing into a Storm

While participation in most amnesty programs is relatively simple, you may need assistance from a tax professional when it comes to preparing returns, evaluating your options or reading the fine print on the agreements.

FORBES

The options businesses can have control over include print, preview, subscription periods and timed access to content.

BBC: Digital rights and wrongs

The site will pre-fill PDFs for each of your loan options, so all you have to do is print, sign, and send.

FORBES: About Those Student Loans: A Platform To Make You Worry-Free

Cubify.com provides more easy printing options for new users with 3D apps that generate free print files and an entire 3D printing marketplace of items to choose from.

ENGADGET: 3D Systems second-gen Cube 3D printer boasts faster prints and more materials

Many niave widowed and otherwise untrained individuals are to be asked to choose between complex coverage options, and deal with slick talking salesman, and fine print that may be deceptive.

FORBES: Why Newt Could Win Florida

In weighing their options, savers should look beyond yield and pay attention to the fine print.

WSJ: Finding High Rates Online