Each maintains a file of information on you believed probative of your credit worthiness.

FORBES: Manage Your Credit

But federal courts instruct juries that circumstantial evidence is just as probative as direct evidence.

CNN: Transcript: Judiciary Committee impeachment hearing

"In reality, the information upon which CSRT decisions were based were vague, generalized, dated, and of little probative value, " he said.

NPR: Future Uncertain for Former Guantanamo Detainees