If Perlow were a prudent person, she would have tested her remedies on small-time workaholics with a proper sense of shame about their always-on careers, such as professors, journalists, locksmiths or currency traders.

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"The question-- similar to every inquiry intro probable cause-- is whether all the facts surrounding a dog's alert, viewed through the lens of common sense, would make a reasonably prudent person think that a search would reveal contraband or evidence of a crime, " said Justice Elena Kagan.

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Following the prudent-person rule is exactly what licensed financial advisors are trained to do.

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An intelligent person is open-minded, an outside-the-box thinker, an effective communicator, is prudent, self-critical, consistent, and so on.

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