"Interest rates on manufactured homes are higher because they are viewed more as a depreciated asset like a car or refrigerator or an appliance, " said David Toti, an analyst with Cantor Fitzgerald.

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His refrigerator is stocked and his car is filled with fuel.

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He has air conditioning, a car, a microwave, a refrigerator, a stove, and a clothes washer and dryer.

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Once home, I taped copies of my new list on the refrigerator, the bathroom mirror, the dashboard of my car.

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The impact on the food industry of the spread of the domestic refrigerator in the 20th century was rivalled only by that of the car, which changed the face of retailing by allowing supermarkets to develop.

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Animation illustrates the workings of the car's various appointments, from the velvet-lined jewelry tray to the rear-console refrigerator or the optional sterling-silver champagne flutes.

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