Since the old, who have shorter time horizons, have larger propensities to consume than do the young, this transfer has fueled a huge increase in personal consumption, reducing our national saving rate (saving as a share of national income) from 10 to 15% in the 1950s and 60s to a negative 1.5% last year.
To understand why, one needs to focus on an accounting relationship: by definition, the sum of net private-sector saving (saving less investment) and public-sector saving (the budget balance) must be equal to a country's current-account balance.
Borrowing an abbreviation from restaurants without a liquor license where Bring Your Own Bottle (BYOB) is a route to saving on the drinks bill, the move has been christened Bring Your Own Device (BYOD), of course, in the abbreviation-plagued tech world.
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By investing (and saving), a country sacrifices current consumption but future output and consumption will be higher.
This creates a mismatch between future output (which will increase as a result of higher investment) and future spending (which will fall as a result of lower saving today).
If your employer offers a 401(k) retirement saving plan, contribute at least enough to get a company match, if there is one.
Despite Loggans' warning, there's never been a better time to cut the cost of an expensive hobby by turning it into a moneymaking (or a moneylosing, but tax-saving) sideline.
First, higher personal-saving rates and (more optimistically) a lower federal deficit will hold down long-term interest rates and the cost of capital.
Instead, his legacy will linger in the shape of the biggest economic imbalances in American history: a negative household saving rate and a record current-account deficit (see chart 1).
Above those is a sliding row of quick toggles (albeit in a slightly different order than last time): WiFi, Mobile Data, Smart Saving, Instant Dictionary (which is new), WiFi Hotspot, Bluetooth, GPS, Vibrate and Auto-rotate Screen.
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In Economics 101, students learn that net investment equals net saving as an identity (that is, as a matter of definition).
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Mr Greider chooses a global-crisis scenario, arguing among other things that the world is suffering from a shortage of consumption (an excess of saving) because workers in developing countries earn less than their productivity would indicate.
Second, see if your plan has a contribution rate escalator, which allows you to have your contributions slowly raised periodically until you reach your target contribution rate. (Of course, it only takes a few minutes each year to do the same thing manually on your own.) Going from 6% to 15% (which many retirement experts recommend as a target saving rate) may sound impossible, but how about a 1% increase?
Samuels has been fighting the battle against dangerously broad patents for some time now, recently traveling to DC to support passage of the SHIELD Act (Saving High-tech Innovators from Egregious Legal Disputes), a congressional bill that would impose heavy fines against so-called patent trolls.
We're having a fight right now because I want to charge Wall Street a modest fee to repay taxpayers in full for saving their skins in a time of need. (Applause.) We want our money back. (Applause.) We want our money back.
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The Community Practitioners' and Health Visitors' Association (CPHVA) hailed the report as "a milestone for saving hundreds of babies' lives a year".
The non-financial corporate sector is running a big surplus (ie, it is saving more than it is investing).
This handy holiday feature lets you bucket all your products (and reviews) into a single file, rather than bookmarking and saving URLs.
So it was an Nvidia GPU, the 320M, that Apple chose to put in the MacBook Air (that GPU, by the way, also integrates a chipset, saving space).
They found that after daylight-saving time ended in a typical October, the risk of pedestrian fatalities (per mile walked) jumped 186 percent, before dropping 21 percent on average in December.
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Some people do save a lot, but many others have huge credit card balances (negative saving).
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While some younger workers are saving for retirement, a third of respondents said that they cashed out of their 401(k)s the last time they changed jobs.
Moving its e-mail sign-up box above the fold (saving users from scrolling down to find it) helped Levenger.com --a high-end retailer of reading accessories like bookmarks and pens--expand its e-mail list 200% in one month, says Lynnette Montgomery , vice president of e-commerce.
But going into something knowing that it is (literally) not a big deal, and that there is a face-saving exit route, is not always the best way to make people hungry for success.
In theory, therefore, there is plenty of time (the State Department investigation has no deadline) in which to find a face-saving fudge.
Beyond the professional uses I speculated about earlier this week (ex: Project Glass could be a life-saving device for policemen, firemen, etc.), Project Glass could become the ultimate toy.
He invented a jet inoculation gun, able to give 1, 000 vaccinations an hour and credited with saving many lives in Africa (a photo of Hingson with Nobel laureate Albert Schweitzer hangs in the BBF office).
The 4 o'clock spot is a Master button (for saving settings and quickly returning the center dial to its main volume control), and 6 o'clock features a half-dozen blocks that correspond to your virtual surround speakers.
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There are only two possible reasons for why a gadget freak like you would want a cheap phone: you're either a very sensible person (who probably got mugged once), or you're saving up for the phone of your life.
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Mobiles provide a near universal means of advancement because better communication and coordination save time (which translates to saving labor), money, and opportunities.
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