Guess whose ideas Charles Dickens put into the mouth of his antagonist Ebenezer Scrooge.

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Ebenezer Scrooge was a mortgage banker, and the arguments I am about to marshal for a hard landing in housing might sound un-Christmaslike.

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Another colleague, Rick Kahler, author and co-author of several books including one of my all-time personal finance favorites, The Financial Wisdom of Ebenezer Scrooge, insists every financial advisor needs his or her own financial advisor.

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Dunstan's, the future parish of Ebenezer Scrooge.

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Ebenezer Scrooge was clearly a Malthusian.

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This is why the accidental genius of Charles Dickens is to have made, of Ebenezer Scrooge, the only character in the story who has any personality to him and the one whose stoic attempt at a futile resistance is invoked under the breath more than most people care to admit.

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