In its most recent senior loan officer survey in July, the Fed found that 60% of commercial banks tightened lending standards to large- and middle-market firms, and 65% had tightened lending standards for loans to small companies.

FORBES: Credit Crisis

For example, in the latest Senior Loan Officer Opinion Survey conducted by the Federal Reserve, banks reported having further tightened their lending standards and terms for a broad range of loan types over the past three months.

NPR: Economic Swoon to Continue, Bernanke Says

Mrs O'Loan has recommended a senior officer from an outside police force be asked to conduct an investigation into the bombing.

BBC: 'Flawed judgement' over Omagh