Trouble is, they're still diving for cover in the even safer short-term Treasury market, accepting negligible interest rates to keep their money safe and beyond the reach of inflation.

FORBES: Magazine Article

Ms. McCLANAHAN: Well, the safest thing, especially for short-term money, is to put into CDs - and I would just use short-term CDs right now interest rates being so low - you could use money market funds, money market mutual funds.

NPR: How to Weather a Rocky Economy

Under this rule, if short-term market rates went up, deposits would be withdrawn from banks and thrifts and put in the money market.

ECONOMIST: Beyond the business cycle? | The