As the volume of properties new to the market and selling are slow due to the time of year and the economic climate, it is hard to judge the impact of the home report introduction and it will probably take a longer period of time to conclude any trends from its effects.

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So, unless the economy really nose-dives, I suspect the Fed will allow the market system to function normally this time around, allowing economic growth to slow if that is its inclination, and the stock market to adjust to that, without government interference.

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Such studies are ongoing, but take time and will slow their path to market.

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For instance, you may not have chosen to act, but the 2007-2009 equity bear market was a slow-moving train wreck where you had ample time to make adjustments, even if you had already seen a meaningful decline in your equity portfolio.

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Until this week, signs of slow but steady economic growth and record profits for big companies had propelled stock-market indexes to all-time highs.

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In a slow market, and especially one with tight credit, it's easier for first-time home buyers to purchase homes, and they're usually buying at the entry level.

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