You need all sorts of liability insurance to sell stepladders and run businessses.

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Many states mandate that health insurance cover all sorts of ailments and conditions, as well as such things as massage therapy and marriage counseling.

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This is like little, tiny pieces of insurance that they give to investment banks, to other banks, to all sorts of financial institutions around the world.

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Of course, the Supreme Court justices have lifetime appointments that include access to the Federal Employees Health Benefits Program, one of the largest insurance pools in the country, which ensures the jurists aren't subject to the sorts of limits for pre-existing conditions and inflated premiums that most insured Americans have long faced.

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Yes, there are all sorts of things that can be said about the US health care insurance system.

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At the same time, they may extend loans, underwrite shares, execute stockmarket trades for their customers, sell insurance, arrange corporate mergers, and trade all sorts of commodities and financial instruments for their own account.

ECONOMIST: Policing the moneymen

The more regulated and localized American economy had all sorts of inefficiencies and trade barriers that created safe harbors for institutions like banks, department stores, insurance companies, fixed-commission stock brokerages, and middlemen in supply chains.

NEWYORKER: Evening the Odds

The fact that people are out of work means they are needing unemployment insurance, they need additional -- there are greater needs for food stamps -- all sorts of pressures and strains are placed on state government and local governments during a deep recession like this one.

WHITEHOUSE: Town Hall in Los Angeles