"The bots subject host machines to heavy load, and the bots appear to crash and restart regularly, " he said.

BBC: Luminous keyboard

Perhaps more troubling is that the extra homework load we subject our students to and the adolescent academic stress associated with it not only puts a damper on the after-school fun factor, but may also hurt their intellectual development.

FORBES: Educate For Problem-Solving, Not Factories

If your unrealized capital losses are in no-load mutual funds, the first and third points would not apply (unless you are subject to a redemption fee).

FORBES: Don't Rush To Recognize Capital Gains Or Losses