Mr Albert also stresses that the reasons why teenagers get pregnant and carry a baby to term are much more complicated than the content of sex education lessons - and notes that many young people take no notice of what they are taught at school.

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But when told the odds of divorce are almost 1 in 2 we take no notice.

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No one in the owner class seems to take notice, however, even after the collapse of Bear Stearns in March.

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Crammers take full advantage of lengthy and confusing telephone bills to hide deceptive charges and hope no one pays attention long enough to notice.

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Lynch thinks that it won't take long for savvy oil traders to notice the gradual building of the capacity cushion and to decide that there is no real threat of supply disruption.

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