Andrew Smithers, an independent London-based economist, reckons that, taken as a whole, the life-insurance industry is insolvent.
Given such a risk, monetary policy in the rich world, taken as a whole, looks dangerously tight.
Clearly, taken as a whole, millennials do not see business as a waste.
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Crowds generally, taken as a whole, make better judgements than individuals within them.
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Taken as a whole, all three main parties were in good heart and full of expectations for the battle ahead.
Taken as a whole, it has grown to become an almost indispensable resource for planning a trip to Scotland, with dispatches from Edinburgh to the Inner Hebrides.
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In general, your portfolio should have a wide spread of investments, in different risk categories, which when taken as a whole reflect your overall attitude to risk.
What does the package I am presenting look like taken as a whole, and are there any components that are actually bringing down its overall value or impact?
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So far, "the studies establish that genetic factors taken as a whole are at least moderately correlated with things like attitudes towards risk or altruism, " says Dr. Cesarini.
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Taken as a whole, the results show plenty of ambivalence about the complexities and possible outcomes of the different proposals that have been included and excluded from the Senate and House bills.
Because of the significance of the information that we did not audit, we are unable to, and do not, express an opinion on the accompanying financial statements and schedule taken as a whole.
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Also in our opinion, the related financial statement schedule, when considered in relation to the basic financial statements taken as a whole, presents fairly, in all material respects the information set forth therein.
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Its eight House seats are divided equally between the parties, and while its political differences are great, when taken as a whole Maryland is moderate with a slight Democratic edge, like the nation itself.
Because each week's recipients were selected at random, the survey, taken as a whole, automatically negated the effects of other temporary influences on spending, such as changes in the stock market or car makers' cheap financing deals.
Taken as a whole, the findings suggest a huge turn for the worse since the bubbly mood of 20 years ago, when the collapse of Soviet communism, plus the fall of apartheid, convinced people that liberal democracy had prevailed for good.
The official version of Mr Yeats's paper was published with a number of caveats, such as a statement that the author is uncertain whether, taken as a whole, changes in the Mercosur countries' trade policies since 1988 have reduced their economic welfare.
It also says that there is a public interest in ensuring the availability "throughout the UK of a wide range of broadcasting which (taken as a whole) is both of high quality and calculated to appeal to a wider variety of tastes and interests".
However, the agreement taken as a whole is, I believe, the best bipartisan agreement we can reach to help the largest number of Americans, and to maximize the chances that the economic recovery will accelerate and create more jobs, and to minimize the chances that it will slip back, which is what has happened in other financial collapses.
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The bank simply certifies the accuracy and the completeness of the information submitted to the auditor and the auditor includes it in his financial report with the following gargantuan caveat: Because of the significance of the information that we did not audit, we are unable to, and do not, express an opinion on the accompanying financial statements and schedule taken as a whole (emphasis added).
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Since the fine fragrance industry as a whole has taken a beating during the recession (the NPD Group says American department store sales have been down 15% from 2007 to 2009), some companies are even playing with their distribution models.
Store credit card issuers as a whole have taken flak from the Fed over the past couple of years because of the way they instantaneously approve consumers at the register, rather than truly evaluating their credit and the likelihood that they will be able to pay back their debt.
This time round they won't be revisiting parts of the bill which are not being changed, although Labour are arguing that the legislation should be reconsidered as a whole - not taken in parts.
As such, the Respondents may have taken the position that Medical Capital perpetrated a fraud on the market as a whole, and that the brokerage firm and its registered person were similarly duped by the falsehoods and misrepresentations.
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This provided better prospects that decisions will be taken for the benefit of the education service as a whole across Anglesey, rather than on a ward basis, it said.
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And with satisfaction, I would like to note that the arrangements that were made in Lisbon are fully reflected in that practice of political actions taken up by the United States and NATO as a whole.
Even the rich industrialised economies, taken as a group, by no means function as an integrated whole.
As unlikely as it may seem, at the very moment that freedom in Iran has become most urgent requirement for the world as a whole, the Iranian people have taken to the streets to demand it and are willing to pay with their lives to achieve it.
Many indicators taken as whole, however, can offer valuable guidance when a clear pattern develops.
As I announced this week, we've taken a whole range of steps to improve aviation screening and security since Christmas, including new rules for how we handle visas within the government and enhanced screening for passengers flying from, or through, certain countries.
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