He believes that the nonforfeiture provisions operated to convert the policy to terminsurance when he ceased making payments unless he took affirmative steps to reinstate the original policy.
We believe a plain reading of the terms in the life insurance contract signifies that the policy should have terminated and been converted to extended terminsurance on several occasions before 2008.
Creating such an exchange would also help accomplish another long-term conservative policy goal: transforming health insurance from a responsibility for employers to a responsibility for individuals.
Closer links will also serve as an insurancepolicy for a second term for Labour, since they make it more likely that Mr Blair would win Lib Dem backing in a hung Parliament.
This morning, a group of long-term care experts discussed their ideas at the annual policy research conference of the National Academy of Social Insurance.
If parents DO have long-term care insurance, it should be reviewed by a qualified professional (someone who does NOT benefit from selling a new policy) to see if coverage is adequate or not.