The American Bankers Association liked one but thought the second made things more confusing.
"She is as advertised, " said James Ballentine, chief lobbyist for the American Bankers Association.
Bankers were set to meet in a conference call organized by the American Bankers Association Monday afternoon.
"We're concerned about the implications, " a spokesman for the American Bankers Association said.
The American Bankers Association announced that banking scams have increased in recent weeks.
"Bankers are looking at various avenues to prudently expand lending, " said Keith Leggett, a senior economist at the American Bankers Association.
But Ed Yingling, president of the American Bankers Association, insists they're at the root of the carnage in the financial world.
Ed Yingling, president and CEO of the American Bankers Association, says it's not a plan bankers sought, but they're supporting it.
Credit-card delinquency in America rose to a record high in the second quarter of 2005, according to the American Bankers Association.
"We're coming out of a deep recession that issuers are still working through, " says Peter Garuccio, a spokesman for the American Bankers Association.
But Nessa Feddis, vice president of the American Bankers Association, says it's not at all clear that lenders are targeting specific groups of customers.
"The last thing a bank robber wants is to be noticed, " says W. Douglas Johnson, head of security policy analysis at the American Bankers Association.
Late payments for credit cards fell in the first quarter of 2010 to the lowest level in eight years, the American Bankers Association reported Tuesday.
Nessa Feddis, senior counsel with the American Bankers Association, said that banks tend to be sticklers about tax rules, because they operate in such a regulated industry.
"The problems have been focused particularly on the construction and land development loans, and that's not a surprise, " says James Chessen, chief economist for the American Bankers Association.
This bulletin is published by the American Bankers Association.
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But the American Bankers Association and other lenders opposed that reasoning, saying borrowers need to do more than just send a letter to the lender to reverse a loan.
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On the other side are the U.S. Chamber, the American Bankers Association and other business interests who say arbitration is a cheaper and more effective way to resolve business disputes.
Among those scheduled to testify: the heads of the financial services industry groups, including the Financial Services Roundtable, the American Bankers Association and the Securities Industry and Financial Markets Association.
But banking-industry groups, including the American Bankers Association and the Financial Services Roundtable, oppose the measure, saying it would tempt students to rack up big debt that they won't repay.
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Among those who have weighed in on the draft: the Investment Company Institute (which represents mutual funds), the American Bankers Association, the Securities Industry and Financial Markets Association and the Vanguard Group.
"We kind of view this as a direct transfer of dollars from the consumers' pockets to retailers' bottom line, " said Ken Clayton, senior vice president of card policy for the American Bankers Association.
The American Bankers Association, the Financial Services Roundtable and the Consumer Bankers Association have gone to the Ninth Circuit Court of Appeals to try to stop a California law that restricts how they can use customer information.
Nessa Feddis, vice president and senior counsel at the American Bankers Association, said stay-at-home spouses and those working part time "lost ground in their effort to gain financial independence" when the Fed wrote the requirement.
The American Bankers Association scored a victory today when the Federal Reserve agreed to increase the amount banks can collect from merchants each time a consumer swipes his debit card from its original proposal.
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" Concurs Robert Litan, a Brookings Institution economist who has completed a study of ATM fees for the American Bankers Association: "There is no justification for imposing surcharge bans on any type of ATM owner.
The American Bankers Association in 2011 asked the Consumer Financial Protection Bureau to apply consumer financial protection laws uniformly across the financial sector regardless of whether an entity is a traditional bank or one of the evolving nonbank payment providers.
Bob Davis, an executive vice president with the American Bankers Association, told Bloomberg that loan balances must be reduced so much for borrowers struggling to make payments that it is a better deal for lenders to foreclose instead, he said.
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But James Chessen, chief economist for the American Bankers Association (who was brave enough to sit before a room full of small business owners) wants small business owners to remember that his banks are at the mercy of the Fed and other regulators.
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John Byrne, former head of compliance at the American Bankers Association, recently told congressional committees that regulatory requirements for dealing even with legit money-transfer services had become so burdensome for banks that they were filing suspicious-activity reports at every turn and shutting down remittance accounts.
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