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One way to put really large amounts into CDs that will remain below the FDIC's limits indefinitely is the Certificate of Deposit Account Registry Service.
FORBES: Magazine Article
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One of the securest investments you can make is a certificate of deposit.
FORBES: Five Smart Investments for Newlyweds
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When he was still wet behind the ears, he and Stanislas Yassukovich came up with the idea of creating for these markets a negotiable certificate of deposit.
ECONOMIST: Michael von Clemm