But the details of how to migrate participants to a new DPJ model, and the incremental cost, have not been made public.

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Perhaps a few incremental adjustments are made, mending the tattered fabric of the business model, but rarely rethinking it or replacing it completely.

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The smart CEOs realize that cost-cutting does not constitute a sustainable business model and will forego temporary incremental moves in lieu of long-term, disruptive moves.

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