These variable annuities include a guaranteed death benefit that pays on the death of the insured.
Munich Re hadn't previously published its own assessment for the insured market loss caused by Sandy.
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It will have all the insured deposits and the FDIC-guaranteed short-term debt as liabilities.
If the 80% MLR target is missed, rebates are to be given to the insured members.
Proceeds paid as the result of the death of the insured are income tax free.
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Bush, Gore added, has presided over a state whose low rolls of the insured warranted serious scrutiny.
Another important element of the PPACA is the extension of no-cost preventive care and treatment to the insured.
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The uninsured are getting care but the cost of that care is being shifted to the insured population.
For the insurance company also gets to hold that premium income until the insured losses need to be paid.
The senator repeats a frequently made error that there is a huge cost shift from the uninsured to the insured.
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In these deals, the purchaser of the policy keeps paying premiums and collects the death benefit when the insured dies.
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There is only one catch: the insurance plan reimburses doctors and hospitals one-tenth of their costs in caring for the insured.
If it happens, the insured company has the right to sell new shares to the pension fund at a set price.
Decisions on paying claims have to be made quickly--in California, usually within 30 days--and the insured gets the benefit of the doubt.
Maybe the tax on the insured deposits will yield 2 billion euros.
Under the pact, New York Life plans to publish the 2, 186 names on the outstanding policies so relatives of the insured can collect the benefits.
That would pretty much put them on the same footing as the insured who have to pay their copay and deductible before their coverage kicks in.
They're only available if the insured has significant fire, theft and climate-control systems in place, says Joe Dunn, president and chief executive officer of Huntington T.
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He feels that fixing this problem would make the insurance market more of a free one, and that market forces would fix things for the insured.
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In terms of jobless claims, continuing claims rose by 10, 000 to 3, 730, 000 in the most recent report, as the insured employment rate remained flat at 3%.
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Yet, the terms of the euro group are so harsh, that the government of Cyprus could not raise the money without some haircut on the insured deposits.
In one method, the insured sets up an irrevocable trust to buy a life-insurance policy and pays the premiums by giving sums of money to the trust annually.
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Some people will say that a hedge is the answer, but we all know insurers make money and the insured lose money and a hedge is just insurance.
Some critics also say insurers are inflating the insured value of houses, saying they would cost more to rebuild, thus raising the total bill each year without raising rates.
Retirees do better than the cap sometimes: Money left over from a pension fund's holdings after PBGC has seen that all of the insured have been paid goes to retired workers.
The insurer's contract language, she says, reflects that, "like most homeowner insurers, Allstate provides coverage against losses that occur only on a chance basis, " or where the insured cannot control the loss.
Extending the right of the insured to proper treatment is no doubt useful (and attractive enough for at least one presidential aspirant, Bill Bradley, to make it a focus of his campaign).
These decisions, viewed in the aggregate, have clear and direct impacts on health care providers, taxpayers, and the insured population who ultimately pay for the care provided to those who go without insurance.
We determine whether the insured's health is about the same as when the policy was acquired and other factors that could affect a policy's value, such as the financial strength of the insurance company.
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