Peter Stevens, the silent, silent partner.

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Dufresne conjures up Stevens and then creates all the legal documents necessary to run the tainted money through the nonexistent silent partner.

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If government is to play a role in insuring the mortgage system against catastrophe, they believe it will require a new type of public-private partnership, in which the private sector prices the risk but insures only a portion itself, with the government covering the rest as a silent partner and receiving the corresponding premiums.

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William Moses seemed to have the right impulse when he and silent partner Jonathan Katch launched the Santa Monica, California-based Recovery Network in 1994--a cable TV network to help people deal with substance abuse, as well as family violence and depression.

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Scaife holds the remaining 40% as silent partner.

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On his Facebook page, Curtis posted the same quote: "To see a wrong and not expose it, is to become a silent partner in its continuance, " the affidavit says.

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In many respects, Mercedes are a silent partner but now they are having to absorb the knock-on effects of a situation not of their own making.

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Andy Dufresne explained to his friend Red (aka Morgan Freeman) just how easy it is to invent a phony silent partner and perpetrate financial fraud if you know how the system works.

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