Asking that question shouldn't be the start of a new skirmish in the stay-at-home mom vs. working mom debate.

CNN: Not another Mommy War

There you'll find 101 Best Home-Based Businesses for Women, The Stay-At- Home Mom's Guide to Making Money and How to Raise a Family and a Career Under One Roof: A Parent's Guide to Home Business.

FORBES: Entrepreneurial moms

Frayser is far from the only stay-at-home mom having trouble getting credit.

FORBES: How Stay-at-Home Moms Can Thumb Their Noses at the CARD Act

Thus, Democrats have held a White House "women's summit, " accused Mr. Romney of wanting to deny women health care and equal pay, and even hit Ann Romney for the war crime of being a stay-at-home mom.

WSJ: Review & Outlook: Winning the War Against Women

Ms. Brickman, the daughter of a police chief and a stay-at-home mom in Mentor, Ohio, was selling shots of vodka and Red Bull from a tray.

WSJ: For Wounded Vet, Love Pierces the Fog of War

After being a stay-at-home mom for five years, the mother of three children under age 10, she was ready to get back into action.

FORBES: Stay-At-Home Parents Choose to Start Businesses Instead of Returning to Work

Eason, who was trained as a pediatric nurse, was a stay-at-home mom until a bookkeeper at the trout farm left suddenly in 1985 and she was pressed into service.

FORBES: She Shall Overcome

The latest error was uncovered by Yelena Gorelik, 30 years old, a stay-at-home-mom from Sheepshead Bay, Brooklyn.

WSJ: Testing Firm Is Under Fire Due to Errors Scoring School Exams

Although you may not need credit to cover expenses now, a stay-at-home mom needs to establish credit for emergencies, such as a divorce or the death of her husband.

FORBES: Stay at Home Moms Face Credit Card Challenges

"I knew that he felt deprived of intimacy that he really wanted and needed, but all the pressure I felt made me want it less, " recalls Ms. Mower, now 31 and a stay-at-home mom.

WSJ: How Often Should Married Couples Have Sex?