Fund managers say now may be a good time to invest in small insurance companies.
Ironically, at the beginning of April this year the finance ministry introduced a new rule under which pension funds could count life policies as investments guaranteed to return principal, thereby making it easier to invest in life insurance.
Existing tax-free bonds could be liquidated to invest in paid-up life insurance if there is little or no gain on their sale.
Doctors' salaries are so high not only because of supply and demand but also to offset the amounts they have to invest in education and in malpractice insurance.
Studies have shown that people are much more likely to buy insurance or invest in protective measures if an event such as a hurricane that has a 1 in100 chance of occurring next year is presented as having a greater than 1 in 5 chance of happening at least once in the next 25 years.
And as China shifts from a manufacturing to knowledge-based economy, expect it to invest in "knowledge based" sectors like insurance, finance and hi-tech software firms.
For retired couples concerned with having enough income to last over their joint life spans, the decision about whether to hold life insurance should be made in tandem with the decision about how to invest other assets, adds Patrick Collins, a principal of Schultz Collins Lawson Chambers, an independent investment-counsel firm.
The solution proposed is to invest more of your retirement savings in annuities and other insurance company investment products.
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There has been speculation over recent weeks that insurance billionaire Peter Cullum could be ready to invest in the club he has supported since childhood.
Real-estate executives say Chinese investment has been hindered by regulatory hurdles Chinese insurance companies weren't allowed to invest directly in foreign real estate until last year, for instance.
There's nothing illegal about this, and in fact most U.S. states require funeral homes to invest 70% or more of the proceeds in a trust account or insurance policy that can be drawn upon only when the customer dies.
Insurance companies like AIG collect premiums from their insurance customers which they then invest to generate income and appreciation in the value of assets.
"There aren't any good reasons for Japanese life insurance firms to rush to invest overseas, given the recent rise in domestic government bond yields, " Mr. Noji added.
Foreigners are now allowed to invest in long-shielded sectors of the Japanese economy, like brokerages, banks and insurance companies.
We've seen it happen -- when insurance companies invest millions and millions and millions of dollars in advertisements to stop something from happening, that works against you, too.
In my book I propose allowing workers the freedom to choose to save and invest some and eventually all of their payroll taxes in their own personal savings, investment and insurance accounts.
Workers could be allowed to save and invest what they and their employers would otherwise pay into Social Security in personal savings, investment and insurance accounts.
So I think really, like I said, it's really best as an insurance bet, to take a group of stocks that in general are cheap and good and invest that way.
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