With their mobile phones, Bangladeshi expatriates will be able to easily remit money to the mobile accounts of their families, who can then make a withdrawal at the nearest retailer or cash point.

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They can take up to three weeks to remit the money back to the driver, according to a cabbie I spoke with in New York.

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That tobacco settlement smacks of tax farming: Companies collect the money and remit it to the states.

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And as a nonprofit, Blue Shield already saves money that its for-profit competitors have to remit as taxes.

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