The department said Mr Murphy wanted to hold further talks with the Consumer Council "before any proposals are finalised and implemented".
Meanwhile, the Assembly Finance Committee, following a recommendation from the Consumer Council, is to call for an inquiry into the high cost of insurance in Northern Ireland.
Unemployment in the 17 countries that share the euro hit another record in June, a development likely to further weaken consumer spending and add pressure on the ECB's governing council to take action.
John Engler, Dean Garfield and Gary Shapiro, the leaders, respectively, of the Business Roundtable, Information Technology Industry Council and Consumer Electronics Association, said to attract more investment, the United States needs a different legal regime.
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Antoinette McKeown from the Consumer Council welcomed the return to normal service.
The link to a new White House report released this week from the National Economic Council and the Council of Economic Advisers providing new analysis on the impact to retailers and consumer spending if Congress fails to act can be found here.
The Consumer Council said it would continue to monitor that customers' accounts are back up to speed.
The Consumer Council has advised those affected to persist with their bank rather than turning to loan companies.
The Consumer Council's Eleanor Gill said she hoped any price reduction would be passed on to the consumer as quickly as possible.
But Maeve Bell of the Northern Ireland Consumer Council said it was astonishing to blame consumers.
The Welsh Consumer Council is a body which aims to represent users of goods and services in Wales.
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Meanwhile, the Consumer Council has advised Ulster Bank customers not to use high interest loan companies to borrow money while the bank clears its backlog.
In Hong Kong, for instance, a consumer council (financed mostly by the government) tries to keep an eye on suspicious industries, ranging from textbooks to chickens.
Among other things, it sets up a Financial Stability Oversight Council to oversee systemic risk in the economy, creates an independent consumer financial protection bureau housed within the Federal Reserve and establishes exchanges for the trading of over-the-counter derivatives.
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While would-be merchants would like to see more options, the City Council has no plans to take up the issue, said City Councilman Daniel Garodnick, chairman of the council's Consumer Affairs Committee.
But using techniques such as history stealing and supercookies "to negate consumer choices" about privacy violates the guidelines, says Lee Peeler, executive vice president of the Council of Better Business Bureaus, one of several groups enforcing the rules.
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