More precisely, I was looking at an image fitted for my home monitor, unreduced for the laptop.
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To be precise, your total benefit will equal your own reduced retirement benefit plus your unreduced excess spousal benefit.
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Sue ends up getting a total benefit equal to her own reduced retirement benefit plus her unreduced excess spousal benefit.
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In other words, you can, in this situation, wait until your full retirement age to start collecting your unreduced excess spousal benefit.
Now when Sue reaches age 66, she starts to collect an unreduced spousal benefit because Sam has qualified her to do so by filing and suspending for his retirement benefit.
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