She was a bright student, whose progress was generally described as "good" or "very good", although she was considered "indifferent" to her music and spelling lessons.

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"Despite an indifferent performance by us, he stood out as a very good player, " said McCarthy.

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She has her headset on and is in the middle of trying to sell an indifferent manager at a big insurance company on the idea of buying a very expensive database software package.

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So, too, investors should be indifferent to the daily, or even the annual, ups and downs, but should be very concerned about their prospects for long-term results.

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