If you are a woman nearing retirement, the possibility that you will age in comfort is far less likely than the chance you will live out your final years in poverty.

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Now, I recognize, though, if you've already graduated that that may not -- that will be cold comfort for you.

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We pray that you will find some comfort amid the peace of these grounds.

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And in your new career, your new life, your new adventures, you will not feel the comfort level of an expert at first.

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All the memories we have shared together will be transferred with care and you will be gently placed back in your resting box for a lifetime of comfort however tomorrow, I have to say goodbye.

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The bottom line is that stepping out of your comfort zone and building and leveraging relationships will benefit you in many ways.

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It's not easy, but by forcing yourself out of your comfort zone, physically and mentally, you will kick-start an improvement of the odds of generating remarkable new ideas that have the potential of transforming your business and your life.

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Once you leave the comfort of your home, whether or not other people will conform to your expectations on various types of etiquette is out of your control.

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