But now, a handful of companies are rolling out lower-cost versions of these investments for those willing to give up some benefits, such a feature that bumps up your future guaranteed income if you delay taking withdrawals.

WSJ: Cheaper Annuities With Living Some Benefits

Being willing to give up the familiarity of the known and embrace the discomfort that comes from being outside your comfort zone is increasingly crucial to your success in work and life.

FORBES: Why Getting Comfortable With Discomfort Is Crucial To Success