Eighteen states and the District of Columbia allow insurers to use separate windstorm deductibles.

FORBES: Hurricane Irene And The $5,000 Gap In Your Disaster Insurance

Twelve-foot waves, whipped up by a windstorm, smacked his 24-foot craft from two directions, blowing out his windshields.

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For example, an 80- or 90-story building can sway between several inches on a typical day, and over a foot during a major windstorm.

WSJ: Living The High Life

If you are among those in the line of fire, a good home insurance plan that includes windstorm coverage should help you sleep better at night.

FORBES: Hurricane Irene And The $5,000 Gap In Your Disaster Insurance

Earlier this month, the cruise ship was dislodged from its mooring by a windstorm that also caused, in a separate incident, two shipyard workers to fall into Mobile Bay.

NPR: Fire Out Hours After Fuel Barges Explode In Ala.