You may also need to fill out an Authorization to Release Protected Healthcare Information form.

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You may also need to shell out a few extra months in rent and directors' salaries, as well as training for staffers.

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To transform IT specifically, you may also need a whole new breed of CIO to lead the charge.

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Not only will this answer any remaining questions you may have but also highlight a few hitches that you need to bear in mind.

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Also note that if eligibility cannot be determined online, you may need to contact Microsoft customer support and provide proof of your PC purchase.

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There are also a number of systematic flaws in the methodology, which you may need to correct for.

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But it may also come at the cost of hefty surrender fees or penalties if you decide you need to tap your savings prematurely.

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And unless you have made other, binding arrangements, your family may need to ask a court to appoint a conservator (also called a guardian) to oversee your finances.

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