杰拉尔德没有多少可自由支配的收入。
当然，我有可自由支配的收入。
据估计，人们将超过40%的可自由支配的收入存起来，其中一部分作为发生紧急健康状况的储蓄。
It is estimated people squirrel away more than 40% of their disposable earnings, some of which will be savings in case of a health emergency.
如果你得到一些可自由支配的收入，或者至少得到一些你希望能够增长的收入，大约数百美元，数千美元，那应该怎样样呢？
If you've got some disposable income or at least you got some income that you want to grow, we're talking about hundreds of dollars, we're talking thousands of dollars, what?
他们会解释说，可自由支配支出与开支与收入之间的长期失衡关系并不大。
They would explain that discretionary spending has little to do with the long-run imbalance between spending and revenues.
尽管这是一个缓慢的过程，但是消费者逐渐认识到只有付清债务才有可能重获增长：这样做会增加你的可自由支配收入，最终会带来更多的消费。
Although that's a slow process, consumers have come to realize that paying off a debt is like getting a raise: It increases your disposable income. Eventually, that will translate into more spending.
2009年3月，个人存款率占到可自由支配收入的5.7%，创14年新高。
In March 2009, the personal savings rate reached 5.7% of disposable income, a 14-year high.
然而，即便在那些仓储超市中，可自由支配的开支也已让位于固定消费，其中沃尔玛百分之四十的营业收入来自食品销售。
Even in these stores, however, discretionary spending was curtailed in favor of necessities, with 40 percent of Wal-Mart revenues generated from food purchases.
然而，即便在那些仓储超市中，可自由支配的开支也已让位于固定消费，其中沃尔玛百分之四十的营业收入来自食品销售。
Even in these stores, however, discretionary spending was curtailed in favor of necessities, with 40 percent of Wal-Mart revenues generated from food purchases.
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