Any foreign bank or joint Chinese-foreign bank shall, before having paid the registered capital in full, set aside from each year's after-tax profits funds no less than 20% of them AD a reserve fund.

外资银行或中外合资银行，在未缴足注册资本总额之前，每年应从其纳税后的净利润中提取不少于百分之二十的资金作为储备金。

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Any foreign bank or joint Chinese-foreign bank shall, before having paid the registered capital in full, set aside from each year's after-tax profits funds no less than 20% of them AD a reserve fund.

外资银行或中外合资银行，在未缴足注册资本总额之前，每年应从其纳税后的净利润中提取不少于百分之二十的资金作为储备金。

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