That's partly because high interest rates make debt crushingly expensive-the average rate for a commercial business loan is 29%.
部分原因是高利率使得借贷格外昂贵—商业贷款的平均利率是29%。
The different credit policies of state - owned commercial Banks, city commercial Banks and rural credit cooperatives under the floating loan rate policy adopted in 2004 are interesting.
2004年的贷款利率浮动政策对国有银行、城市商业银行和农村信用社在信贷市场上的行为塑造作用是值得研究的。
With the quickened steps of market-oriented interest rate, the loan pricing system for our commercial Banks is confronting with an increasingly serious test.
随着利率市场化进程的加快，我国商业银行的贷款定价体系面临着越来越严峻的考验。
Although the balance of individual loan of China's commercial bank doesn't account for large amount in the total credit loan, its growth rate is very rapid.
虽然目前我国商业银行个人贷款余额在全部贷款余额中所占比例不大，但其增长速度却非常快。
Now, The level of our country commercial bank risk manage is widespread and lower, and the bad loan rate of whole bank system is higher, far higher than international warn line.
从当前我国银行信贷风险管理情况来看，我国商业银行风险管理水平普遍较低，整个银行体系不良贷款率偏高，远远高于国际警戒线。
Establishing a sound loan pricing system is of Paramount importance for commercial Banks to adapt to the marketization of interest rate and enhance their power to ward off interest rate risks.
建立完善贷款定价体系对商业银行适应利率市场化、增强抵御利率风险具有重大意义。
Under this market mechanism, a key point of making decision for commercial banks to grant a loan for enterprises is to define a rational loan interest rate.
在这种市场机制下，商业银行向企业发放贷款时关键就是确定一个合理的贷款利率。
Article 38 Commercial Banks shall determine loan interest rate in accordance with the upper and lower limits for loan interest rates prescribed by the People's bank of China.
第三十八条商业银行应当按照中国人民银行规定的贷款利率的上下限，确定贷款利率。
I. Consolidated industrial and commercial tax is levied at a 5 percent rate on interest incomes from foreign-exchange loan business by calculating the balance after subtracting interest expenditure.
外汇贷款业务的利息收入，按减去利息支出后的差额计算征收工商统一税，税率为5%。
I. Consolidated industrial and commercial tax is levied at a 5 percent rate on interest incomes from foreign-exchange loan business by calculating the balance after subtracting interest expenditure.
外汇贷款业务的利息收入，按减去利息支出后的差额计算征收工商统一税，税率为5%。
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