Insurance companies are in the business of assuming risk on behalf of their customers in exchange for a fee, called premium.
保险公司从事之业务就是代表客户承担危险，作为互换，公司向客户收取费用——保险费。
Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium.
保险定义为公平转移风险损失，从一个实体到另一个，换取保费。
RMB exchange rate has a quicker response to information after the reform. The return has neither a characteristic of leverage effect nor a risk premium effect.
汇改后，人民币汇率对信息反应速度有所提高，既不存在杠杆效应，也不存在风险溢价效应。
Sometimes the underwriter wants to share some of the risk and he will do this by a process of reinsurance whereby he passes a risk to another insurer in exchange for part of the premium.
有时承销商希望分享一些风险，他会做的再保险的过程中，使他换取保费的一部分传递到另一家保险公司的风险。
Sometimes the underwriter wants to share some of the risk and he will do this by a process of reinsurance whereby he passes a risk to another insurer in exchange for part of the premium.
有时承销商希望分享一些风险，他会做的再保险的过程中，使他换取保费的一部分传递到另一家保险公司的风险。
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