But because of the shortage of personal credit system, it must have the risk countermeasure to grantee the loan.
但由于个人信用制度的短缺，我国助学贷款的顺利发放还需要有有效的风险防范机制。
But because of the shortage of personal credit system, it must have the risk countermeasure to grantee the loan.
但由于个人信用制度的短缺，我国助学贷款的顺利发放还需要有有效的风险防范机制。
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