Overall, 85% of fraudsters are male, 44% are between the ages of 31 and 40, 38% possess at least a bachelor's degree, and 12% typically hold a postgraduate degree or higher.

总的说来，85%的诈骗者是男性，44%年龄介于31到40岁，38%至少拥有学士学位，和12%代表性拥有硕士学位甚至更高。

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Overall, 85% of fraudsters are male, 44% are between the ages of 31 and 40, 38% possess at least a bachelor's degree, and 12% typically hold a postgraduate degree or higher.

总的说来，85%的诈骗者是男性，44%年龄介于31到40岁，38%至少拥有学士学位，和12%代表性拥有硕士学位甚至更高。

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