But as no explicit stipulation about mortgage has been made in Chinese law system yet, the scholars of the theories and the practice have various opinions on the the-housing-mortgage-related problems.
但是由于我国法律至今尚未对按揭做出明确的规定，理论界和实务界对住房按揭相关法律问题众说纷纭，莫衷一是。
The disaster in the housing and mortgage markets shows that free markets don't always get incentives right or generate the information people need to make wise decisions.
住房和抵押贷款市场的灾难显示，自由市场并不总是能萌生正确动机，也不能总是给予人们所做出明智选择的信息。
Bills to reorder the nation's agriculture, housing and mortgage markets followed in short order.
紧随其后的是重组国家农业、住房和按揭抵押贷款市场的各项法案。
In the (perhaps vain) hope of gaining some calm perspective, let's consult two people who are frequently quoted on housing and mortgage matters.
抱着获得一些冷静看法的希望(或许只是徒劳)，让我们看看在楼市和抵押贷款问题上经常被引用的两位人士的意见。
But, regardless of how we got here, the clear and present danger that the virus in the housing, mortgage and credit markets is infecting the overall economy is too great to ignore.
不过，暂且不论我们怎么走到了这步田地，眼下在住房、抵押贷款和信贷市场的问题已给整个经济领域带来了侵袭，这种显而易见的危险是无法被忽视的。
The first part is a summary of housing mortgage loan insurance.
第一部分是对住房抵押贷款保险的概述。
The housing mortgage loan is growing very fast and the future of the loan market is indubitable in china.
我国住房抵押贷款增长非常迅速，住房抵押贷款市场的发展潜力是毋庸置疑的。
The theoretical principles underlying the securitization of housing mortgage and their challenges to the capital structure theories are discussed, and SHM's benefits and risks analyzed.
本文首先讨论了住房抵押贷款证券化的理论基础，及其对资本结构理论的挑战，然后对银行抵押贷款证券化的收益与风险进行了分析。
The following four sections are included in this thesis to discuss how to build the system of housing mortgage loan insurance.
本文分为四个部分，对构建住房抵押贷款保险体系进行探讨。
While housing mortgage loan has asset scale and good quality, which suits to be the point of tangency into asset securitization of our country.
而住房抵押贷款所具备的资产规模和良好质量，也十分适合作为我国资产证券化的切入点。
There are a lot of problems in the existing housing mortgage loan insurance in China.
在我国现有的住房抵押贷款保险业务中，存在许多问题。
In the course of its operation, the securitization of housing mortgage loan has been confronted with such issues as risk control, law regulation and taxation.
住房抵押贷款证券化在其运行过程中，面临着风险控制、法律规制和税收等诸多方面的问题。
China's housing mortgage products and development time is not long, but on the domestic Banks, they have been in the personal mortgage loans as asset quality of Banks.
中国住房按揭产品产生和发育的时间并不长，但对国内各家银行来说，它们一直把个人按揭贷款看作是银行的优质资产。
The execution of MBS in China will be the necessary selection as continuously enlargement of the housing mortgage loans in China.
随着我国住房抵押贷款规模的不断扩大，我国实行住房抵押贷款证券化将是必然的选择。
When buying a house with bank loan is popular in China, the risk of personal housing mortgage loan becomes to be today's live topic.
当个人信贷买房逐渐走进人们生活的时候，个人住房抵押贷款风险问题已成为当今热门的话题。
Having analysed the running mechanism of securitization, this paper puts forward several proposals on trying out housing mortgage securitization in combination with the current situation of China.
本文首先对证券化的运行机理进行了分析，然后结合国内现状，提出了几点关于实施住房抵押贷款证券化的政策建议。
By nowadays, individual housing mortgage loan has become a new increasing point, which helps to promote consumptions, boost economy, regulate Banks' loan structure and bring interest to Banks.
当前，个人住房抵押贷款已成为促进消费、拉动经济，调整银行信贷结构，形成银行效益的新的增长点。
Individual housing mortgage loan is gradually becoming a good choice to buy houses for families.
个人住房抵押贷款已逐渐成为个人买房的必由选择。
Then the changes of mortgage relations and the problems on exercising hypothec arising from the changes of the housing mortgage loan obligation relations are analyzed.
分析了住房抵押贷款债权债务关系变动引起的抵押关系变动和抵押权的行使问题。
Through setting up housing consumer credit norms, defining proportion and mark standard, provides decision basis for commercial bank decided housing mortgage loan.
通过对住房消费者信用指标的设置、各指标的权重和评分标准的确定，为商业银行决定住房抵押贷款提供决策依据。
From the theory and operating mechanism of the housing mortgage loan - securitization, the paper analyzes the practical meaning of the housing mortgage securitization idea.
本文从住房抵押贷款证券化的一般原理和运作机制出发，分析了住房抵押贷款证券化思想在我国运用的现实意义。
This paper discusses the current situation of our country 's housing mortgage and points out the necessity and necessary conditions of making housing mortgage in stock form.
本文分析了我国目前住房抵押贷款的现状，推行住房抵押贷款证券化的必要性和应具备的条件。
The overheated pursuit of Wall Street of the collateralized debt obligation(CDO) and housing mortgage loan bond(MBS) has gradually pushed the Assets equity ratio higher.
华尔街在对担保债务权证（CDO）和住房抵押贷款债券（MBS）的追逐中，逐渐形成更高的资产权益比率。
Personal housing mortgage loans have been the most widely adopted way of loans supply in the world.
个人住房抵押贷款已经成为世界上被最广泛采用的贷款供应形式。
Reportedly, China Everbright Bank launched the first in the domestic industry with the personal housing mortgage derivative products effectively broadened the scope of services of credit operations.
据悉，光大银行此次在国内同业首家推出的个人住房按揭贷款的衍生产品，有效拓宽了个贷业务服务范围。
To study the combined housing mortgage loan, we established a theory model for it. Through this model, we can work out the term of loan, the repayment of capital and interest every year.
为此，试图建立一个考虑居民收入增长的个人住房抵押组合贷款理论模型，通过该理论模型可以确定合理的贷款期限以及各年的还本付息额。
To study the combined housing mortgage loan, we established a theory model for it. Through this model, we can work out the term of loan, the repayment of capital and interest every year.
为此，试图建立一个考虑居民收入增长的个人住房抵押组合贷款理论模型，通过该理论模型可以确定合理的贷款期限以及各年的还本付息额。
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