This paper proposes multiple internal credit risk rating system which refers to commercial bank credit risk.
本文提出了信贷风险的内部信用评价指标体系。
Internal credit rating is the core of the risk management system of commercial banking.
内部信用评级是商业银行风险管理体系的核心。
The Internal Rating Based Approaches is the basic of credit risk rating system, which is used to dissolve the credit risk in our commercial banks.
以内部信用评级为前提的信用风险预警方法是防范和化解信贷风险的基础。目前我国商业银行都采用这一方式管理信贷风险。
Within this system are contained data collection, IT system as the support of credit risk evaluation, determination of internal risk rating and quantification of default and loss.
我国在构建内部评级体系过程中存在着诸如借款人评级和债项评级无数据跟踪；
The internal rating model that is established in the paper can resolve many problems, so it can be used to control credit risk.
该模型解决了以往研究中存在的指标反映信贷风险信息重叠与遗漏的问题，以及不能科学确定指标体系中各指标权重的问题。
The internal rating model that is established in the paper can resolve many problems, so it can be used to control credit risk.
该模型解决了以往研究中存在的指标反映信贷风险信息重叠与遗漏的问题，以及不能科学确定指标体系中各指标权重的问题。
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