If you don't have a 401 (k) plan, lean toward a vehicle such as a Roth IRA, where you pay the taxes now, when you are in a lower income bracket, and take the money out tax-free later.
如果你没有一份401 (k)计划，可以用例如rothIRA这样的工具，在这一计划中现在你要税，当你是较低收入阶层的话，取出来的时候算免税。
If you don't have a 401 (k) plan, lean toward a vehicle such as a Roth IRA, where you pay the taxes now, when you are in a lower income bracket, and take the money out tax-free later.
如果你没有一份401 (k)计划，可以用例如rothIRA这样的工具，在这一计划中现在你要税，当你是较低收入阶层的话，取出来的时候算免税。
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