通过该模型进行个人信用评价,弱化了评价中的人为因素,提高了评价结果的准确性和权威性。
The evaluation of personal credit has less artificialness and gets a more exact and authoritative result because of using this model.
传统的信用评价模型有财务比率分析、多元判别分析等,但这些模型都不能有效、全面、完整地解决信用评价问题。
Thus, traditional credit assessment models, such as financial ratio analysis, multiple discriminate analysis and so on, cannot solve this problem effectively, completely and perfectly.
信用风险预警是根据信用风险评价的结果,运用模型来确定将来的信用风险预警状态、发出监控信号。
According to the results of credit risk assessment, credit risk prewarning will send out the supervisory signal using the model to the future credit risk prewarning condition.
在确立了商业银行信用风险评价指标体系的基础上,建立了基于模糊神经网络的商业银行信用风险评估模型。
A commercial bank credit risk assessment model based on fuzzy neural network is established using the credit assessment index system established for commercial Banks.
该模型的算法和控制过程具有一定的通用性,对其他行业网站的电子商务信用评价问题也同样适用。
This model's algorithm and controlled process has certain versatility, which is also suitable to other profession websites' electronic commerce credit evaluation.
结果表明,信用评级模型能够较为准确地预测和评价企业的信用水平,具有较好的可行性和适用性。
Results show that the credit rating model can accurately predict and evaluation of enterprise credit level and has good feasibility and applicability.
从管理方法、管理技术及管理手段方面入手,通过研究开发电力客户的信用评价体系和建立信用评价模型,设计一个电力客户信用评价与欠费风险预警系统的总体方案。
From the method and technology of management, designs a proposal of mathematical model, which helps to evaluate the credits of customers in order to predict their probability of ar-rears.
通过本文的研究,可以得出结论:利用本文提出的上市公司信用风险评价模型对中国上市公司进行信用风险评级是可能的,也是完全可行的。
Through the research, we may obtain the conclusion: It is possible and feasible to use the credit risk appraisal model advanced by this article to appraise the credit risk of listed companies.
其次,介绍了传统的信用风险度量方法和现代度量模型,就其各自的特点、应用范围以及优缺点等作出了评价。
Secondly, it introduces the traditional measurement methods and modern models, and evaluates its own characteristics, using scope and advantages and disadvantages.
本文重点对其中的个人信用评价模型的使用与有效性进行了剖析,指出其中缺陷,并提出了改进对策。
This article focuses on the personal credit evaluation model in which the use and effectiveness of the analysis, pointing out the defects, and proposed improvement measures.
文章分析了国内外信用评价理论和评价模型,并结合质量信用的特征提出了基于产品质量记录的企业质量信用评价模型、指标体系和评价标准。
To get a simple and objective evaluating model, it utilizes analytical hierarchy process to confirm the weight of index and evaluates the credit rating with the fuzzy evaluation model.
实例数据分析表明:该模型完善了信用评价系统,为用户的交易决策提供了较可靠的评判依据,降低了交易中的信用风险。
This empirical research shows the model completes the credit evaluation system, provides a more reliable basis for the users' trading decisions, and reduces the credit risk in the transaction.
研究了多级模糊综合评价在信用担保项目风险评价中的应用,建立了评价体系,对模糊性指标隶属度的处理进行了定量分析,确定了具体的评价模型。
This paper establishes an assessing model of the credit guarantee risk and the quantitative analysis of fuzzy index subjection according to the multi-level fuzzy comprehensive evaluation meth...
研究了多级模糊综合评价在信用担保项目风险评价中的应用,建立了评价体系,对模糊性指标隶属度的处理进行了定量分析,确定了具体的评价模型。
This paper establishes an assessing model of the credit guarantee risk and the quantitative analysis of fuzzy index subjection according to the multi-level fuzzy comprehensive evaluation meth...
应用推荐