The goldsmith then discovered, all this gold sitting in my safe is just sitting there.

紧接着这个金匠发现,保险箱里的金子就这么放着

耶鲁公开课 - 金融市场课程节选

They would store gold and they would have a safe or some sort of safekeeping.

他们用保险箱,或其他安全的方式储存金子

耶鲁公开课 - 金融市场课程节选

I'll have enough, still, in my safe so that I can pay them off.

我仍然有足够的金子,保存在我的保险箱里,所以我能付给他们

耶鲁公开课 - 金融市场课程节选

Some customers want to use your safe because safes are hard and expensive to get and some -and then you've got all this gold, so you might as well lend it out.

顾客需要使用你的保险箱,因为对个人而言保险箱既昂贵又难以获得,这样你就拿到他们的金子,然后你可以把金子借出去

耶鲁公开课 - 金融市场课程节选

They trust to the fact that the depositors won't all come on the same day, just like a goldsmith banker -he leaves only enough gold in the safe to cover the kind of withdrawals that are normally accepted.

他们是基于这样一种考量,即储户们不会在同一天上门来取钱,正如金匠银行家那样,他留存在保险箱中的黄金数量,刚好可以应付一般的提款要求

耶鲁公开课 - 金融市场课程节选