Women tend to distribute the fat in the lower part of the body, below the waist, in what's called a pear shape.

女性则趋向把脂肪储存在下半身,在腰部以下,也就是我们通常所说的梨形身材

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It does appear that it's harder to lose the weight below the waist, but there is some mixed research on that as well.

但腰部以下的脂肪似乎更难减掉,关于这点也有一些相应的研究

耶鲁公开课 - 关于食物的心理学、生物学和政治学课程节选