Edward Yingling says it restricts the ability to price credit for risk -- in other words, to charge more for those more likely not to repay their debts.

VOA: special.2009.05.22

International ratings agencies say Thailand's credit rating is at risk unless long term political divisions are resolved.

VOA: standard.2010.05.21

"Concern about systemic risk has diminished, and overall credit conditions have started to improve."

VOA: standard.2009.05.20