"During that time she can make regular income and she has a savings account and she begins to study and plan for launching a business, which is her business and which will sustain her once she graduates from BeadforLife.

VOA: special.2010.06.28

A new ring is added every year, and thicker rings represent a kind of savings account, when the tree collects more nutrients than it can use.

VOA: standard.2010.04.05