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The central bank said it would buy up to an additional seven hundred fifty billion dollars in mortgage-related securities.
VOA: special.2009.03.20
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What this equation merely says is that the present value of your remaining payments is always equal to the mortgage balance.
这个等式说明了,剩余偿还额的现值,就等于抵押贷款的余额
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We are still paying, you know, our monthly mortgage on it.
我们每个月还在还房贷。
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But since last year there has been little activity in the seven hundred fifty billion dollar market for commercial mortgage securities.
VOA: special.2009.09.04
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Suppose you are moving after five years, you took out a thirty-year mortgage and you're moving after five years.
假设你已经偿还了五年贷款,你的贷款总期限是30年,你已经还了五年
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Under the plan,up to five million owners could refinance their loans through the two mortgage companies now controlled by the government.
VOA: special.2009.02.20
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but the renters aren't covering all the mortgage amounts,
但租客的钱也不能包揽所有的房贷，
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Rick Sharga from RealtyTrac says up to one-fourth of all homes that still have a mortgage loan balance are in this situation.
VOA: special.2011.01.24
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So they have these advantages over other mortgage buyers.
所以比起其他提供贷款者,他们更有优势。
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Mortgage financer Fannie Mae reports that payments on five percent of its single-family home loans are late.
VOA: special.2010.01.01
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But, the assumption was, well, when five years comes up you refinance the mortgage; you get a new one.
不过,如果假设,你在五年末又重新申请了抵押贷款,你则得到了一个新贷款
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One target is deductions for interest paid on home mortgage loans over five hundred thousand dollars.
VOA: special.2010.11.19
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You go to a bank and say, I want to borrow to refinance my mortgage, which is due now.
你去跟银行讲,由于现在的处境,我想再申请已到期的抵押贷款
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The Fed established new lending programs, and approved large purchases of government securities and mortgage-related securities.
VOA: special.2009.08.28
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When you first bought the house they told you what the mortgage payment was and they're fixing that forever, well for thirty years.
最初你买这套房子的时候,他们已经告诉你每月偿还额是多少,在未来30年里这是固定的
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In America,the traditional way to finance a home purchase is with a thirty-year, fixed-rate mortgage loan.
VOA: special.2011.01.24
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The thirty-year mortgage came in the early 1950s but it seems to have gotten stuck at thirty-year.
0世纪50年代初出现30年期的贷款,这之后期限不再增加
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By the end of March, twelve percent of homeowners with a mortgage were late on loan payments or in the process of losing their home.
VOA: special.2009.05.29
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The typical -I'm going to talk about the conventional thirty-year mortgage, which has been a standard in the United States ever since the early 1950s.
典型的抵押贷款,我先介绍普通30年期抵押贷款,从20世纪50年代初起,它就是美国抵押贷款的标准期限
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It also puts pressure on homeowners who are struggling to pay their mortgage loans.
VOA: special.2009.12.18
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The idea was that they would help advance the mortgage market by buying up mortgages from mortgage originators and therefore allowing them to make more mortgages.
其主旨就是通过,从抵押贷款的原始权益人手中,购买这些债权来促进市场的发展,那些原始权益人就可以去放更多的贷款
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Mortgage servicers,lenders and borrowers will receive incentive payments for the success of restructured loans.
VOA: special.2009.02.20
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It tells how--there's a conforming loan limit that is a limit on how much Fannie and Freddie -how big a mortgage they can make to one homeowner.
两者都有一个贷款限额标准,也就是限定房利美和房地美,面向单个购房者的抵押贷款额度
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One way to make capital available for new loans is to sell mortgage-backed securities.
VOA: special.2009.09.04
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Subprime refers to mortgages, which is not the subject of today's lecture, but a subprime mortgage is a mortgage issued to a borrower who is not considered prime--not a good risk.
次贷指的是次级抵押贷款,这不属于今天的讨论范围之内,次级抵押贷款是发放给特殊借款人的,他们不是优质客户,也就是说风险较大
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Banks took big losses as they traded mortgage-related securities that went bad.
VOA: special.2010.01.22
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It was a very important change in mortgage finance.
它是抵押贷款的一个非常重要的变革
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Job losses help explain the latest numbers from the Mortgage Bankers Association.
VOA: special.2009.05.29
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That's because, at the end, if- -suppose you're one month or two months away from the payoff of the mortgage, you don't have any balance left, so the interest that you're paying is -hardly any balance left--is very low and so you're payment is paying off principal, mostly.
这是因为,在最后,如果,假设你还剩1到2个月,就可以还清抵押贷款,那么剩下的贷款余额就很少了,因此你所需要付的利息,将会非常少,因为贷款余额几乎为零,此时你偿还的就主要是本金
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You pay every year a fixed amount on your house to the mortgage originator and then after so many-- n is 30 years, typically--you would then have paid it off.
你每年都在你的房子上支付一定数目的偿款,给抵押商然后,数年后,设n是30年,一般来说你已经能偿清贷款了
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