"The current financial crisis has clearly demonstrated that risk to the financial system can arise not only in the banking sector, but also from the activities of other financial firms, such as investment banks and insurance companies that traditionally have not been subject to the type of regulation and consolidated supervision applicable to bank holding companies,"

VOA: standard.2009.10.01

That psychology is really hard and somewhat applicable to not just markets, but other things.

那种心理的确是很难理解，而且在一定程度上,它不仅仅适用于市场，也适用于其他事物。

耶鲁公开课 - 金融市场课程节选

So I mean, people can be really smart or have skills that are directly applicable but if they don't really believe in it, then they're not going to really work hard and they're not going to even if they're smart guy who doesn't have the relevant experience, they're not going to care enough to develop the relevant experience in order to succeed.

就比如说，一个人不仅聪明,而且也有拿来即用的技能,但是如果对于自己的事业没有认同感，他就不会,百分之百的付出,就算他是属于,缺乏经验但智力超群的那类人，他也不会有意识地,为了成功而积累自身经验。

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