• The originator is the one makes the loan; the servicer is someone who manages the paying of the loan.

    原始权益人是发放贷款的人,服务人员是负责管理贷款偿还的人

    耶鲁公开课 - 金融市场课程节选

  • An originator is a company that lends money to households; they raise money and then they lend it out as mortgages to households.

    原始权益人是指借钱给购房者的公司,他们先进行筹资,接着,通过抵押贷款方式向购房者放贷

    耶鲁公开课 - 金融市场课程节选

  • Well, they were--a servicer is someone who-- might make a distinction between originator and servicer.

    他们属于服务人员,服务人员和原始权益人是有区别的

    耶鲁公开课 - 金融市场课程节选

  • If you buy a house and you don't pay the mortgage, the contract says you lose the house-- you're out--you've got to pay or it goes back to the mortgage originator.

    如果你抵押贷款买房,却没有还房贷,贷款合同规定,你将被取消赎回权,失去房子,所以你必须偿还贷款,否则你的原始贷款人就会收回房子

    耶鲁公开课 - 金融市场课程节选

  • Forward rates I wrote a survey article years ago about the term structure of interest rates and I wanted to find out who was the originator of the term "forward rate."

    远期利率,很多年前我写过一篇,研究利率期限结构的文章,我想知道谁是"远期利率"这个词的创始人

    耶鲁公开课 - 金融市场课程节选

  • What is an originator?

    什么是原始权益人呢

    耶鲁公开课 - 金融市场课程节选

  • You pay every year a fixed amount on your house to the mortgage originator and then after so many-- n is 30 years, typically--you would then have paid it off.

    你每年都在你的房子上支付一定数目的偿款,给抵押商然后,数年后,设n是30年,一般来说你已经能偿清贷款了

    耶鲁公开课 - 金融市场课程节选

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