At the same time, the nation's biggest insurance company, American International Group, had gotten into trouble selling credit default swaps.

VOA: special.2009.01.02

Or the insurance company could be a mutual insurance company, in which case the insurance company is owned by the insured.

保险公司也可以是互助保险公司,也就是保险公司的股东就是被保险人

耶鲁公开课 - 金融市场课程节选

So they--in other words, the insurance company--doesn't trust the insurance companies to do the calculations like I showed with the binomial theorem.

因此他们...也就是说,他们不放心让保险公司按照二项式定理,自己计算准备金要求

耶鲁公开课 - 金融市场课程节选

"I know,boss, but this is very important. The man from the life insurance company was here about that policy you're taking out and he asked me a lot of questions."

VOA: special.2009.10.11

Moreover, beyond that, how does one know, in taking out an insurance policy, that the insurance company is going to be sound?

除此之外，在人们购买保险时，该如何得知保险公司，会严格按照保单言而守信呢？

耶鲁公开课 - 金融市场课程节选

The data is sent to the UAP Insurance Company.

VOA: special.2010.05.11

There's the insurance company, could be a corporation and it could be either a non-profit corporation or a for-profit corporation owned by shareholders.

一个保险公司,可以是,非盈利性股份公司,也可以是以盈利为目的的股份公司

耶鲁公开课 - 金融市场课程节选

The huge insurance company nearly collapsed last September.

VOA: special.2009.03.20

It has to have a contract design; that would be a document, which is a contract between the insured and the insurance company.

它必须有合同设计,那是一个文件,也就是被保险人和保险公司签订的合同

耶鲁公开课 - 金融市场课程节选

According to Jim Jennings, a spokesperson for Allstate Insurance Company, says the number one cause of distracted-driving accidents is cell phones.

VOA: standard.2010.06.24

There have to be regulators that are at least verifying that the insurance company is doing what it says it's going to do.

还必须有监管机构,以确保保险公司将会,履行承诺

耶鲁公开课 - 金融市场课程节选

"They have seen what happens when patients do not come in for regular check-ups or screenings because either their insurance company does not cover it, or they cannot afford insurance in the first place,".

VOA: standard.2009.10.05

With non-participating--with participating, you are participating in the portfolio outcome that the insurance company is experiencing, so you have some uncertainty about your cash value.

所谓参与式分红保险,是指你的收益来自某个投资组合收益,而这个投资组合是由保险公司来管理的,所以保单的现金价值是不确定的

耶鲁公开课 - 金融市场课程节选

And where that requires a change of management of the board, we will do that,". Geithner noted the government overhauled the boards of mortgage giants Fannie Mae and Freddie Mac and insurance company AIG.

VOA: standard.2009.04.05

The insurance company has to have some way of demonstrating its soundness to the public.

保险公司必须通过一些方法,来证明其偿还能力。

耶鲁公开课 - 金融市场课程节选

As the president was preparing to make his remarks at the White House, outrage was building over word a major American insurance company,AIG, was going ahead with millions of dollars in bonus payments to its executives.

VOA: standard.2009.03.16

Then of course, there's the other problem that the insurance company-- how does the insurance company reasonably specify that it can come through on this policy?

之后，对保险公司来说,当然还存在其它问题-,保险公司怎样才能使一份保单上,载明的内容合理而有效被执行呢？

耶鲁公开课 - 金融市场课程节选

He says the public has a right to be angry about the latest tale of abuse: the decision by insurance giant AIG to hand out big bonuses to executives, even though taxpayer dollars are keeping the company afloat.

VOA: standard.2009.03.19

Now, how can the insurance company ever evaluate every house properly to avoid that?

如今，保险公司是如何准确评估,每一个房屋的价值而避免那种情况呢？

耶鲁公开课 - 金融市场课程节选

But his message had to compete for attention with news that the giant insurance company American International Group,or AIG, paid out $165 million in bonuses to employees after the government agreed to bail out the financially troubled company.

VOA: standard.2009.03.21

So, the insurance company with one hundred policies would have still substantial risk.

所以签了100份保单的保险公司,仍然面临一定的风险

耶鲁公开课 - 金融市场课程节选

You have to have the insurance company set up with a structure itself that guarantees that they have enough reserves to meet the losses that they might incur.

你得保证保险公司的设立是基于以下前提,即它能保证拥有足够的储存资金,以便用来拟补有可能发生的损失。

耶鲁公开课 - 金融市场课程节选

If the insurance company has risk, it's because they've made a mistake.

如果说保险公司有风险的话，那是因为他们犯了一个错误。

耶鲁公开课 - 金融市场课程节选

It's not just taking what's given by the insurance company.

而不局限于保险公司的既定投资计划

耶鲁公开课 - 金融市场课程节选

They said, it's not going to work because you have to decide how much the house is insured for and then anybody--If you ever make a mistake and you insure it for too much, then the people who realize they've got one on the insurance company-- they've insured the house for more than it's worth-- they'll burn down their house and collect the money.

他们说，火险根本无法实施,因为你必须判断,这房子的保价是多少,一旦你出现了一些失误,保价评估得过高，那些意识到他们可能会从,保险公司赚利的人们-,即保险公司的保价高于房子的实际价值-,他们就会烧掉自己的房子来赚钱。

耶鲁公开课 - 金融市场课程节选

It's very hard to start an insurance company because you've got to meet the requirements of all fifty regulators.

开办保险公司是非常不容易的,因为你必须同时满足五十个州的监管要求

耶鲁公开课 - 金融市场课程节选

An insurance company must hold the reserves; it can hold more and that's called the statutory surplus.

保险公司必须持有准备金,可以提取更多准备金,这叫做法定盈余

耶鲁公开课 - 金融市场课程节选

In order to devise an insurance contact that does this job, we have to have a contract between an insurance company and the insured.

要想设计一个保险合约,要想做这项工作，我们得在保险公司和,被保险人之间建立一个合约。

耶鲁公开课 - 金融市场课程节选

Some of the things I said--you'd probably say, well I should have known that an insurance company would have to do that, but it isn't.

对于我说的一些东西，你可能会说，我早就知道,保险公司会如此操作，但事实并非如此。

耶鲁公开课 - 金融市场课程节选

The theory of insurance is that ideally an insurance company wants to insure independent events.

保险理论就是在理想状态下,保险公司为独立事件承保

耶鲁公开课 - 金融市场课程节选