"So I thought, if I was going to buy a new car, this would be a good time."

VOA: standard.2009.05.18

They have to pay--the premium has to cover the costs, so it was tough to get someone to buy life insurance even though they really needed it--it was such a good idea for them.

因为保费必须要超过保险公司的成本,因此,尽管寿险很好,人们也需要它,但是真正要说服人们购买,却是很困难的

耶鲁公开课 - 金融市场课程节选